Dosya Masrafı İadesi

Dosya Masrafı İadesi

Günümüzde ekonomik durum birçok insanı bankalardan kredi almaya itmektedir. Bireysel olarak veya kurumsal olarak birçok farklı alanda kredi çekilmektedir. Bu kredilerin alınması sırasında birçok prosedür işlemektedir. Bunlardan birisi de dosya masrafı olarak kredi alacak kişiye yüklenen bir maliyet olmaktadır. Bu maliyet konusunda Yargıtay haksız bir şekilde alındığına ve dosya masrafı iade edilmesine karar vermiştir. Bu kapsamda geçmişe dönük 10 yıl içerisinde alınan dosya masrafı adı altındaki ödemeler bankalardan kredi veren kurumlardan geri alınabilecektir. Bu konuda da vatandaşların yapması gereken bazı prosedürler bulunmaktadır. Bunlardan ilki dosya masrafının ödendiğine dair bir dekontun bulundurulması olmaktadır. Dosya masrafının iade edilmesi konusunda bu dekont mecburidir.

Günümüzde bankalar ve kredi kurumları televizyon reklamları dahi yaparak kredi kullanılmasını teşvik etmektedir. Bankaların belirli faizler ile verdiği bu krediler farklı alanlarda kullanılmaktadır. Bu sebeple kullanım alanlarına göre farklı isimler ile ifade edilmektedir. Taşıt kredisi, konut kredisi ve ihtiyaç kredisi en çok kullanılan kredi tipleri olmaktadır. Bu kredilerin kullanılması ile kişilerden alınan dosya masrafı iade için kredi tutarının boyutu ile ilçe veya il hakem heyetlerine başvuru yapılması gerekmektedir. Kredi tutarı 2200 TL değerinden düşük ise ilçe heyetine başvuru yapılmalıdır. Kredi 2200 TL değerinden yüksek ise ile hakem heyetine başvuru yapılacaktır. Burada yapılacak başvuru ile heyet durumu inceleyecek ve uygun bulması ile yapılan dosya masrafı iade edilecektir.

Hakem heyetinin verdiği karar neticesinde bankalar kişilere dosya masrafını iade etmek zorundadır. Ancak bankalar bu işlemi hemen yapmamakta ve uzun süre bekletmektedir. Bu durumu yaşamamak için avukat aracılığı ile alacağın icraya konulması işlemi ile kısa sürede yasal faizi ile banka ödemeyi yapmaktadır. Alınacak dosya masrafı iade konusunda avukatlar sizlerden herhangi bir ücret talep etmemektedir. Alınacak ücrete müteakip avukatın bedeli de bankada veya ödeme yapacak kurumdan tahsil edilecektir. Bu sebeple ödemelerin daha kolay bir şekilde alınması konusunda avukatlardan yardım alınması avantaj sağlamaktadır. Birçok insan son 10 yıl içerisinde birçok kredi çekmiş ve dosya masrafı olarak birçok ödeme yapmıştır. Bunların iadesi için avukatlardan yardım alınması ile ödemeler olayca alınabilmektedir.

192 thoughts on “Dosya Masrafı İadesi

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    Sir “Wegs” WegwickAugust 28, 2012 at 12:52 pmI say we let Wenger work his magic on this current crop of players for a few more years and then judge him on the results!We have finished in a CL qualifications spot for 15 years in the row! And we have done so playing some of the best football the world has ever known! And we did it with some truly shite players! Let’s give credit where credit’s due! And let’s applaud Weg’s mighty member!It’s even bigger with the metric system!

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    Thoroughly enjoyed reading this post! I have been on the DCA Trolleys a number of times. The spiels by the conductor really add to the experience. As for guests not moving out of the way…it blows me away over at Disneyland that they do the same thing for all the vehicles there…seems that people are thoroughly unaware or just don’t care.

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  • 23 Ocak 2017 at 23:00
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  • 24 Ocak 2017 at 00:31
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    Will you be making this tree and ornaments for sale this year by any chance or know of anyone who is selling them? Before my MIL passed she gave the one similar to yours to my SIL and now that my husband and I have a baby, I'd LOVE to have one for him! Thanks so much! cori.wren@gmail.com

  • 24 Ocak 2017 at 02:31
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  • 25 Ocak 2017 at 06:49
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    Donna and Paul Evans – Kim, you always do such a wonderful job with all of your photos, but we know that you sprinkle in an extra smidgen of love with every picture that you take of our precious Kadence. Thank you for the “sneak peeks”, we love viewing our girl through your creative visions! Of course you have an excellent model to work with!Oops, did that sound like a proud grandma!Sincerely,Nonna and Pops

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    I am so glad this one caught your eye! And you are right – it is easy to make and it is also what I am trying to do with all the recipes I post – I really believe that cooking can be fun! Thanks!

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    Montie:Ignore this if you already know it -The "whup-whup-whup" sound of a Huey and the 'shake' that goes with it are the result of the tip of a Huey's very long rotor blade breaking the sound barrier as it advances in the direction of flight.The reason the Blackhawk feels so much smoother is because they made the rotors shorter and changed the blade tip design to slow the tip speed so the advancing blade tip doesn't break the sound barrier.BoxStockRacer

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    Really nice Bev.. love the image and you added really nice details on your card like the pearls and the roses.. matches perfectly with eachother!xxMarley

  • 26 Ocak 2017 at 18:40
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  • 26 Ocak 2017 at 20:06
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    Hapi nici mie nu mi se potriveste deloc! tot asa simt ca nu ma sincronizez! :)Iulia sunt sigura ca asa era si la noi in trecut si in unele familii mai e si acum!Teo multumesc

  • 27 Ocak 2017 at 12:46
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    about each stitch having love in them. That is what is so wonderful about knitting in my opinion. You do put your heart into it. Very, very sweet what you had to say for those little babies.

  • 27 Ocak 2017 at 14:54
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    I really love the form of this, with all of the mundane sounds post/prefixed with the dreamier music samples. At the end, though, the way that the first musical sample proceeded into the second sample was a bit off putting. I figured that the tune at 2:36 was functioning in the same way as the tune from the beginning, and the reintroduction of the opening music directly afterward felt redundant. The middle section may require some polishing, as the changes in background noise makes some of the transitions jarring (difficult to avoid given the episodic nature, though). Certainly, the environment changes around 1:00 and 1:30 could benefit from a treatment like that found at 2:00.

  • 27 Ocak 2017 at 20:12
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    Excellent read, I just passed this onto a friend who was doing a little research on that. And he actually bought me lunch as I found it for him smile Thus let me rephrase that: Thanks for lunch! “Creativity comes from zeal to do something, generally it is to make some money.” by B. J. Gupta.

  • 28 Ocak 2017 at 05:18
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    Yes, they are. In fact 99% of all triops are female. Male triops are very rare. The female you see in the video had buried eggs before. They bury them every day and produce new eggs in their “egg-pockets” again. I have another video where you can see her burying but I haven’t published it yet.

  • 28 Ocak 2017 at 07:09
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    odio la funzione “ho dimenticato la password”tantovale che io mi faccio una password sicura, se poi la “seconda password” su cui tutti possono cliccare, è una roba tipo “pippo” o “il cognome di mia mamma”cribbio chiunque sappia più o meno chi sono può azzeccare cose cosìil campo “domanda segreta” lo riempio sempre di codici alfanumerici 🙂

  • 28 Ocak 2017 at 10:43
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    I am constantly questioning why we don’t move back to Bivtoria to raise our son. I pay WAY too much for our healthcare, and have no desire to even put my son in daycare. I pray for my country because its going to take divine intervention to fix the issues in a timely manner.

  • 28 Ocak 2017 at 14:49
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    hi!,I like your writing very a lot! proportion we communicate more approximately your post on AOL? I require a specialist on this space to unravel my problem. May be that is you! Having a look ahead to see you.

  • 28 Ocak 2017 at 16:04
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    Gummo · martedì, 18 dicembre 2012, 2:50 pmla concorrenza è chiaramente sleale, ecco perchè il nemico numero uno dei piccoli imprenditori è prima di tutto il faccendiere bancario-confindustriale

  • 28 Ocak 2017 at 23:11
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    Mais arrête donc tes conneries de vieux ! J’hallucine grave en couleurs! Vieux, c’est dans la tête, nom de dieu ! Pinaise, à plus de cinquante balais on est frais comme des gardons ! Bonne descente, bon appétit, des projets pleins la tête. Je connais pleins de petits vieux de 18 ans. Collés à leurs portables, leur iphone, leur ipad, leur ibidule, leur ichose, et autres imachins. Elle est pas belle la vie ?!

  • 29 Ocak 2017 at 02:39
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    SP: 89, 99, 111, 111, 111PP: 89, 99, 111, 111, 121PJ: 99, 111, 121, 121, 121tips from Ben on push jerk: hold bar in front squat rack prior to dip/drive, and keep knees over toes on both dip/drive and landing.

  • 29 Ocak 2017 at 15:41
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    When I was in Hong Kong, I used to buy Vedan Bowl Ngau Lam Noodles which had a small retort pouch of Ngau Lam which tasted pretty good. Must have been thousands of calories a bowl.

  • 29 Ocak 2017 at 16:12
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    Dear Stephen, I thought as the leader of the AMP you should see what just surfaced on Facebook. Hoping the TEAM had a fantastic day. Ain't no mountain high enoughI admire life coach Stephen McGhee for doing this daring climb to wake people up to the role of the beauty of physical exercise-the fun of it. It's open to everybody. It's amazing.. There is a full article and a great picture of you on Facebook. Be blessed- Was this answer helpful?

  • 29 Ocak 2017 at 16:51
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    I saw 50/50 as well and really loved it. There was that moment in the movie where I thought to myself "this guy is simply using his buddy to get girls", but how great was is to find out that wasn't the case. Everyone deals with these kinds of things differently, but it's great to see these kinds of movies take a light-hearted approach to a sometimes scary situation. All we can do is laugh, right? Great post!

  • 30 Ocak 2017 at 02:04
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    Woah! I’m really enjoying the template/theme of this blog. It’s simple, yet effective. A lot of times it’s very hard to get that “perfect balance” between user friendliness and appearance. I must say that you’ve done a awesome job with this. Also, the blog loads very fast for me on Internet explorer. Exceptional Blog!

  • 30 Ocak 2017 at 05:13
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    Somebody inevitably assistance to avoid achieve dangerously posts I’d testify. This is the earliest calculate I frequented your web site and cheery to now? I stunned at the same time as by analysis you ended to achieve this specific make public extraordinary. Fantastic work!

  • 30 Ocak 2017 at 10:10
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    « Il se pourrait qu’il se fût trompé. »voilà quelqu’un qui n’a pas idée de ce qu’est la science, et pense donc comme un boutiquier. à savoir : Einstein n’a fait aucun pari ; maintenant la donne change.. peut-être…

  • 30 Ocak 2017 at 11:05
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    Merci de rectifier.C’est également la date que donne imdb. Je m’étais fié à l’encyclopédie de Katz, sans recouper avec d’autres sources.Mais cinq ans ne font pas une telle différence lorsqu’on arrive à passer pour une octogénaire à seulement 46 ans…

  • 30 Ocak 2017 at 11:39
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    Great – I should definitely pronounce, impressed with your website. I had no trouble navigating through all the tabs as well as related info ended up being truly simple to do to access. I recently found what I hoped for before you know it at all. Reasonably unusual. Is likely to appreciate it for those who add forums or something, website theme . a tones way for your customer to communicate. Excellent task..

  • 30 Ocak 2017 at 12:52
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    Suomineito kirjoitti:Voi, nuo hillosipulit ja jalapenot ovat vallan mainio idea fonduen pariksi, kun on aina tottunut pari päivää kuivahtaneisiin leipäpaloihin (muisto 70-luvulta). Toinen 70-luvun fonduemuisto on se, että ostimme joskus mökille sellaista sveitsiläistä fonduemömmöä, joka puristettiin paketista lämmitettäväksi. Ruotsinkielisten ohjeiden mukaan siitä riitti neljälle hengelle ja suomenkielisten mukaan kahdelle. Me härmäläiset taidamme olla isoruokaisia.

  • 30 Ocak 2017 at 20:37
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    No, I don’t! But it’s alright, certain things I rather not have it in my new blog(wordpress), too many pictures, too many memories which all turned out to be bullshit

  • 30 Ocak 2017 at 23:13
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    Zu Anfang war doch mal von 80 Euro die Rede!Selbst jetzt komme ich nicht mit dem Geld hin da doch alles immer teurer wird. Jeden Abend gehe ich auf Pfanddosenjagd und schaffe so 90 Euro im Monat und komme jetzt ganz gut über die Runden.

  • 30 Ocak 2017 at 23:46
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    Microdiscectomy – every time a portion of the herniated disc that’s pressing about the nerve is removed. In fact, disc pressure is really dropped into the negative pressure range, developing a suction that pulls the bulging disc material back towards the center of the disc and away from sensitive nerves. And now, I am being forced to live with this nerve pain damage disease called neuropathy.

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